Best Title Loan Lenders Macclenny, FL
1. Advance America
1350 S 6th St A-4 Macclenny FL 32063
+1 904-259-2042
2. Baker Title Escrow Co Inc
553 E Macclenny Ave Macclenny FL 32063
+1 904-259-3047
3. Osceola Land Title Inc
577 S 6th St Macclenny FL 32063
+1 904-259-9600
4. Vision Loans
1183 S 6th St Macclenny FL 32063
+1 904-397-0111
5. Baker Loan Co
565 S 6th St Macclenny FL 32063
+1 904-259-3241
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months