Best Title Loan Lenders Live Oak, FL
1. Hometown Jewelry Loan
209 Ohio Ave N Live Oak FL 32064
+1 386-362-7296
2. Advance America
6828 Suwannee Plaza Ln Live Oak FL 32060
+1 386-362-3100
3. Heritage Title Services of North Florida Inc
201 Parshley St SW Live Oak FL 32064
+1 386-330-0371
4. Suwannee Valley Title Services Inc
120 W Howard St Live Oak FL 32064
+1 386-362-6650
5. Ameris Bank ATM
201 Ohio Ave S Live Oak FL 32064
+1 866-616-6020
6. Farm Credit of Florida
1606 Canyon Ave NE Live Oak FL 32064
+1 386-362-2588
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months