Best Title Loan Lenders Gulf Breeze, FL
1. Emerald Coast Title
83 Baybridge Dr Gulf Breeze FL 32561
+1 850-972-1100
2. Gulf Winds Credit Union
1300 Shoreline Dr Gulf Breeze FL 32561
+1 800-650-6328
3. Omega Title Florida (Gulf Breeze Location)
913 Gulf Breeze Pkwy STE 30 Gulf Breeze FL 32561
+1 850-733-9843
4. West Florida Title Co
9200 Navarre Pkwy Gulf Breeze FL 32566
+1 850-939-1505
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months