Best Title Loan Lenders Fernandina Beach, FL
1. VyStar Credit Union
1900 S 14th St Fernandina Beach FL 32034
+1 904-908-2468
2. Discount Payday Loans Inc
2130 Sadler Rd Fernandina Beach FL 32034
+1 904-310-9752
3. Max Cash Title Loans – Fernandina Beach
1324 S 14th St Suite 3 Fernandina Beach FL 32034
+1 904-395-4801
4. Signature Title Trust
20 S 4th St Fernandina Beach FL 32034
+1 904-432-7343
5. Golden Dog Title Trust
961687 Gateway Blvd 201j Fernandina Beach FL 32034
+1 904-875-4614
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months