Best Title Loan Lenders Watsonville, CA
1. Montana Capital Car Title Loans
405 Union St Watsonville CA 95076
+1 831-346-5466
2. Check Into Cash
1919 Main St Watsonville CA 95076
+1 831-786-3985
3. Family Car Title Loans
558 Main St 102 Watsonville CA 95076
+1 831-222-1224
4. Lewis Associates
128 E Beach St Watsonville CA 95076
+1 831-722-8935
5. Xpress Title Loans
225 Hammer Dr Watsonville CA 95076
+1 831-322-1022
Explore Title Loan Pawn & Stores in Other Popular Cities
- Corsica
- Rogue River
- Liberty
- New Augusta
- Foothill Ranch
- Bellville
- Sunflower
- Moraga
- Lineville
- Willis
- Bolinas
- Farmington
- El Monte
- Pampa
- Arapahoe
- Dania Beach
Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months