Best Title Loan Lenders Valley Springs, CA
1. Umpqua Bank
87 State Rte 26 Valley Springs CA 95252
+1 209-772-1044
Explore Title Loan Pawn & Stores in Other Popular Cities
- Watsonville
- Gladewater
- Graysville
- East Carbon
- South San Francisco
- Abbeville
- Hope
- Kaufman
- Vernon
- Elgin
- Magna
- Ripley
- Swifton
- Newbury Park
Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months