Best Title Loan Lenders Santa Monica, CA
1. TFC Title Loans – Santa Monica
1427 Lincoln Blvd suite d Santa Monica CA 90401
+1 844-242-3543
2. Target Rate
1932 14th St Santa Monica CA 90404
+1 877-730-4999
3. Ten Minute Title Loans
1705 Pico Blvd Santa Monica CA 90405
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4. Loans
506 Santa Monica Blvd Santa Monica CA 90401
+1 310-451-8062
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months