- Best Title Loan Lenders Santa Maria, CA
- 1. Advance America
- 2. Montana Capital Car Title Loans
- 3. Fidelity National Title
- 4. CoastHills Credit Union
- 5. OneMain Financial
- 6. Check Into Cash
- 7. Evolution Lending
- 8. Swift Title Loans Santa Maria
- 9. Lendmark Financial Services LLC
- 10. Check Into Cash
- 11. California Coastal Rural Dev
- Explore Title Loan Pawn & Stores in Other Popular Cities
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- Title Loan Alternatives
Best Title Loan Lenders Santa Maria, CA
1. Advance America
1525 A S Broadway Santa Maria CA 93454
+1 805-925-5493
2. Montana Capital Car Title Loans
908 N Broadway Santa Maria CA 93454
+1 805-491-9882
3. Fidelity National Title
2222 S Broadway G Santa Maria CA 93454
+1 805-922-8331
4. CoastHills Credit Union
1203 S Broadway Santa Maria CA 93454
+1 805-733-7600
5. OneMain Financial
238 Betteravia Rd Ste A Santa Maria CA 93454
+1 805-928-9877
6. Check Into Cash
230 Betteravia Rd Santa Maria CA 93454
+1 805-928-0401
7. Evolution Lending
2037 S Broadway Santa Maria CA 93454
+1 805-922-1350
8. Swift Title Loans Santa Maria
1358 S Bradley Rd Santa Maria CA 93454
+1 805-321-1491
9. Lendmark Financial Services LLC
2125 S Broadway Suite 107 Santa Maria CA 93454
+1 805-346-8726
10. Check Into Cash
317 Town Center E Santa Maria CA 93458
+1 805-614-1023
11. California Coastal Rural Dev
910 E Stowell Rd 105 Santa Maria CA 93454
+1 805-349-0798
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months