Best Title Loan Lenders San Pablo, CA
1. Mariner Finance
3300 San Pablo Dam Rd Suite 120 San Pablo CA 94803
+1 510-255-6311
2. California Check Cashing Stores
14375 San Pablo Ave San Pablo CA 94806
(510) 233-5190
3. Cash 1
203 San Pablo Towne Center San Pablo CA 94806
+1 510-232-9975
4. OneMain Financial
3340 San Pablo Dam Rd San Pablo CA 94803
(510) 964-3154
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months