Best Title Loan Lenders San Marcos, CA
1. ACE Cash Express
500 W San Marcos Blvd Ste 101 San Marcos CA 92069
+1 760-510-1556
2. Montana Capital Car Title Loans
1440 Grand Ave c San Marcos CA 90278
+1 760-254-0099
3. 5 Star Car Title Loans
1605 W Mission Rd suite a San Marcos CA 92069
+1 760-615-3791
4. Rancho Santa Fe Thrift Loan
1001 W San Marcos Blvd 125 San Marcos CA 92078
+1 760-736-2000
5. Swift Title Loans San Marcos
322 S Twin Oaks Valley Rd San Marcos CA 92078
+1 442-200-1663
6. 1st Choice Auto Registration
207 Via Vera Cruz San Marcos CA 92078
+1 866-436-8734
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months