Best Title Loan Lenders Redwood City, CA
1. Oportun
1744 El Camino Real Redwood City CA 94063
+1 650-581-9304
2. San Mateo Credit Union
3117 Middlefield Rd Redwood City CA 94063
+1 650-363-1725
3. Depot Car Title Loans
777 El Camino Real 1 Redwood City CA 94063
+1 650-239-3111
4. Provident Credit Union (Corporate Office)
303 Twin Dolphin Dr Redwood City CA 94065
+1 800-632-4600
5. Patelco Credit Union
1105 Veterans Blvd Redwood City CA 94063
+1 800-358-8228
6. First Republic Bank
776 El Camino Real Redwood City CA 94063
+1 650-216-8883
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months