Best Title Loan Lenders Red Bluff, CA
1. The Gold Exchange
413 Walnut St Red Bluff CA 96080
+1 530-528-8000
2. Advance America
241 S Main St Red Bluff CA 96080
+1 530-529-0681
3. Timios Title
750 Main St Red Bluff CA 96080
+1 530-988-5590
4. Check Into Cash
935 S Main St Red Bluff CA 96080
+1 530-529-4964
5. Sierra Central Credit Union
501 Adobe Rd Red Bluff CA 96080
+1 530-529-1764
6. Mechanics Bank – Red Bluff Branch
500 Luther Rd Red Bluff CA 96080
+1 530-528-3060
7. Northern California Title Co
521 Walnut St Red Bluff CA 96080
+1 530-527-5421
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months