Best Title Loan Lenders Rancho Cordova, CA
1. Mariner Finance
11110 Coloma Rd Suite 45 Rancho Cordova CA 95670
+1 916-238-3059
2. Advance America
10359 Folsom Blvd Rancho Cordova CA 95670
(916) 366-6388
3. Surety1 an AssuredPartners Agency – Surety Bonds
3225 Monier Cir 100 Rancho Cordova CA 95742
+1 916-737-5720
4. Fast Money Car Title Loans
3068 Sunrise Blvd ste c Rancho Cordova CA 95742
+1 916-273-7633
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months