Best Title Loan Lenders Placerville, CA
1. Advance America
3964 G Missouri Flat Rd Placerville CA 95667
+1 530-295-1894
2. California Check Cashing Stores
384 Placerville Dr ste e Placerville CA 95667
+1 530-626-4888
3. Inter-County Title Co
49 Placerville Dr Placerville CA 95667
+1 530-622-3135
4. USA Cash Services
2857 Ray Lawyer Dr Placerville CA 95667
+1 530-295-3855
5. Placer Title Company
175 Placerville Dr Placerville CA 95667
+1 530-626-3770
6. California Loan Jewelry
Placerville CA 95667
+1 530-622-4622
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months