Best Title Loan Lenders Morro Bay, CA
1. Check Into Cash
1065 Kennedy Way Morro Bay CA 93442
+1 805-772-1345
2. Placer Title Company
545 Main St B1 Morro Bay CA 93442
+1 805-772-2044
3. Chase Bank
595 Morro Bay Blvd Morro Bay CA 93442
+1 805-772-4478
4. Capital Finance Partner
798 Morro Bay Blvd Morro Bay CA 93442
+1 805-772-2925
5. Central Coast Lending
601 Morro Bay Blvd Morro Bay CA 93442
+1 805-543-5626
6. ANFG Business loan Finance Capital
798 Morro Bay Blvd Morro Bay CA 93442
+1 805-772-2965
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months