Best Title Loan Lenders Monterey Park, CA
1. Livescan Fingerprinting and Notary Public
2088 S Atlantic Blvd A Monterey Park CA 91754
+1 626-230-7847
2. OneMain Financial
2048 S Atlantic Blvd Monterey Park CA 91754
+1 323-803-2540
3. Quick Cash Funding LLC | Car Title Loans
119 S Atlantic Blvd UNIT 215 Monterey Park CA 91754
(626) 284-1212
4. Family Car Title Loans
127 E Garvey Ave D Monterey Park CA 91755
+1 626-400-5537
5. Quick Stop Loans
2343 S Garfield Ave Monterey Park CA 91754
+1 323-725-6558
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months