Best Title Loan Lenders Mission Viejo, CA
1. KwikCash
28532 Airoso St Rancho Mission Viejo CA 92694
+1 800-478-6230
2. Montana Capital Car Title Loans
24001 Vía Fabricante 1005 Mission Viejo CA 92691
+1 949-954-5895
3. Fast Money Car Title Loans
25752 El Paseo suite b Mission Viejo CA 92691
+1 949-335-5408
4. Title Loans Mission Viejo
26137 La Paz Rd Mission Viejo CA 92691
+1 949-514-8029
5. First Title Realty: Diane Sprague
23052H Alicia Pkwy 616 Mission Viejo CA 92692
+1 949-584-4867
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months