Best Title Loan Lenders Laguna Hills, CA
1. 1st Pacific Capital
25241 Paseo De Alicia 230 Laguna Hills CA 92653
+1 714-609-8737
2. Fast Money Car Title Loans
23034 Lake Forest Dr suite f Laguna Hills CA 92653
+1 949-335-5391
3. Modern Asset Management Inc
23030 Lake Forest Dr Suite 202 Laguna Hills CA 92653
+1 949-207-9323
4. NETCO Title Company
23172 Plaza Pointe Dr 135 Laguna Hills CA 92653
+1 949-598-1855
5. Loan Makers Trec Inc
23181 Verdugo Dr Laguna Hills CA 92653
+1 949-600-7778
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months