Best Title Loan Lenders Folsom, CA
1. Lendmark Financial Services LLC
717 E Bidwell St Suite 717-2 Folsom CA 95630
(279) 356-2001
2. OneMain Financial
1181 Riley St Folsom CA 95630
+1 916-836-0720
3. Gatl Auto Financing Folsom Ca
1750 Prairie City Rd Suite 130 781-F Folsom CA 95630
+1 916-542-6719
4. Trust Car Title Loans
1761 Prairie City Rd 100 Folsom CA 95630
+1 916-579-7106
5. Swift Title Loans Folsom
2570 E Bidwell St Folsom CA 95630
+1 279-201-0766
6. Ideal Life Financial Advisors
2240 E Bidwell St Folsom CA 95630
+1 916-235-4646
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months