Best Title Loan Lenders Encinitas, CA
1. Payday Money Centers- Encinitas
206 N El Camino Real Encinitas CA 92024
+1 760-942-0566
2. Fast Money Car Title Loans
206 N El Camino Real B Encinitas CA 92024
+1 760-452-7993
3. San Diego Mobile Notary Services
258 N El Camino Real Encinitas CA 92024
+1 747-777-3727
4. Fast Bad Credit Loans
953 2nd St Encinitas CA 92024
+1 442-200-5245
5. Loans Till Payday Center
270 El Camino Real Encinitas CA 92024
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months