Best Title Loan Lenders El Monte, CA
1. ACE Cash Express
11908 Valley Blvd El Monte CA 91732
+1 626-448-3365
2. Oportun
3838 Peck Rd El Monte CA 91732
+1 626-773-8757
3. Speedy Cash
11000 Lower Azusa Rd El Monte CA 91731
+1 626-448-2400
4. Montana Capital Car Title Loans
4715 Peck Rd El Monte CA 91732
+1 626-404-2266
5. Force Cash Advance
4702 Peck Rd El Monte CA 91732
+1 626-507-4696
6. Check Into Cash
12034 Valley Blvd El Monte CA 91732
+1 626-454-1103
7. El Monte Title Loans Pros
10533 Garvey Ave 62 El Monte CA 91733
(626) 213-2190
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months