Best Title Loan Lenders El Dorado Hills, CA
1. Premier Business Lending
5170 Golden Foothill Pkwy El Dorado Hills CA 95762
+1 833-400-5888
2. Inter County Title Co of El
4601 Post St El Dorado Hills CA 95762
+1 916-941-8700
3. Placer Title Company
3840 El Dorado Hills Blvd 302 El Dorado Hills CA 95762
+1 916-933-4550
4. Orange Coast Title
3840 El Dorado Hills Blvd 102 El Dorado Hills CA 95762
+1 916-941-6480
5. Umpqua Bank
3880 El Dorado Hills Blvd Suite 100 El Dorado Hills CA 95762
+1 916-939-3017
6. Barragan Insurance Agency
1132 Suncast Ln 8 El Dorado Hills CA 95762
+1 916-984-9320
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months