Best Title Loan Lenders Desert Hot Springs, CA
1. Money Mart
12537 Palm Dr Desert Hot Springs CA 92240
+1 760-251-3455
2. Get Auto Car Title Loans Desert Hot Springs Ca
14080 Palm Dr Ste D 227 Desert Hot Springs CA 92240
+1 760-993-3301
Explore Title Loan Pawn & Stores in Other Popular Cities
- Gloucester
- Pleasant View
- Ferryville
- Atoka
- Plainview
- Belleview
- Wrightsville
- Corinth
- Johnsonville
- Wausau
- Pampa
- Oldsmar
- Hartford
- Greendale
- New York Mills
- Pigeon Forge
- Withee
- Bulls Gap
- Okatie
- Gatesville
- Melbourne
Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months