Best Title Loan Lenders Cypress, CA
1. American Honda Finance Corporation
10801 Walker St 140 Cypress CA 90630
+1 714-816-8100
2. Family Car Title Loans
4501 W Cerritos Ave b2 Cypress CA 90630
(714) 699-9969
3. Fast Money Car Title Loans
5050 Lincoln Ave Cypress CA 90630
+1 714-786-8065
4. Title Loans
5008 Ball Rd Cypress CA 90630
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5. Title Loans
5228 Dresden Cir Cypress CA 90630
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months