Best Title Loan Lenders Clearlake, CA
1. Community First Credit Union
14866 Olympic Dr Clearlake CA 95422
+1 707-546-6000
2. A-1 Check Cashing
14070 Olympic Dr Clearlake CA 95422
+1 707-994-0555
3. Bank of the West
15050 Olympic Dr Clearlake CA 95422
+1 707-994-6483
4. Westamerica Bank
15342 Lakeshore Dr Clearlake CA 95422
+1 707-995-4140
5. Allied Cash Advance
14888 Olympic Dr Clearlake CA 95422
+1 707-994-6374
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months