Best Title Loan Lenders Cerritos, CA
1. Time Finance
10900 E 183rd St 185 Cerritos CA 90703
+1 562-565-2560
2. Amrock
17785 Center Ct Dr N 760 Cerritos CA 90703
+1 562-356-0712
3. Get Auto Car Title Loans Cerritos CA
11331 183rd St 1038 Cerritos CA 90703
+1 562-526-0254
4. Del Mar Commercial Finance
20232 State Rd Cerritos CA 90703
+1 562-924-6767
5. OneMain Financial
13251 South St Cerritos CA 90703
+1 562-287-8005
6. MVP Car Title Loan
17777 Center Ct Dr N Suite 600 Cerritos CA 90703
+1 562-222-3799
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months