Best Title Loan Lenders Ceres, CA
1. ACE Cash Express
2517 Mitchell Rd Ste B Ceres CA 95307
+1 209-537-6900
2. Montana Capital Car Title Loans
1941 Mitchell Rd suite e Ceres CA 95307
+1 209-222-6566
3. Family Car Title Loans
1778 Mitchell Rd 206 Ceres CA 95307
+1 209-666-8825
4. Force Cash Advance
2504 3rd St Ceres CA 95307
+1 209-260-5314
5. Fast Cash Loans Ceres
Ceres CA 95307
+1 833-209-7583
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months