Best Title Loan Lenders Banning, CA
1. Advance America
300 S Highland Springs Ave Suite 6D Banning CA 92220
(951) 769-8600
2. California Check Cashing Stores
1939 W Ramsey St Ste A Banning CA 92220
+1 951-849-5319
3. DolEx Dollar Express
3485 W Ramsey St Banning CA 92220
+1 888-246-2527
4. Car Title Loan USA
6350 W Ramsey St Banning CA 92220
+1 888-744-8953
Explore Title Loan Pawn & Stores in Other Popular Cities
- Wessington Springs
- Belleair
- Fork Union
- Chama
- Wabasha
- Cordell
- Bean Station
- Sidney
- Gering
- Fort Bridger
- Los Angeles
- Ponte Vedra Beach
- Friendswood
- Scottsdale
Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months