Best Title Loan Lenders Arcadia, CA
1. Foothill Federal Credit Union
30 S 1st Ave Arcadia CA 91006
(626) 445-0950
2. Jims Check Cashing
151 E Duarte Rd Arcadia CA 91006
+1 626-447-9736
3. 1 Hour Car Title Loans Arcadia
556 Las Tunas Dr Arcadia CA 91007
+1 626-515-6226
4. Quicken Lending
1201 W Huntington Dr UNIT 208 Arcadia CA 91007
+1 626-365-1152
5. Depot Car Title Loans
851 S Baldwin Ave B Arcadia CA 91007
+1 626-389-1153
6. Title Loans Arcadia LLP
624 S Santa Anita Ave B Arcadia CA 91006
+1 657-205-2719
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months