Best Title Loan Lenders Alameda, CA
1. Check Into Cash
2210-F S Shore Center Alameda CA 94501
+1 510-337-3940
2. OneMain Financial
2651 Blanding Ave ste f Alameda CA 94501
+1 510-481-6010
3. Golden Cash Advance
1521 Park St Alameda CA 94501
+1 510-296-3424
4. Family Car Title Loans
1209 Park St Alameda CA 94501
+1 510-422-1144
5. California Check Cashing Stores
1602 Webster St Alameda CA 94501
+1 510-865-8844
6. Depot Car Title Loans
826 Taylor Ave 10 Alameda CA 94501
+1 510-574-8708
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months