Best Title Loan Lenders West Memphis, AR
1. ACE Cash Express
100 E Broadway Blvd West Memphis AR 72301
+1 870-733-1823
2. One Stop Pawn Shop
1985 Kroger Dr West Memphis AR 72301
+1 870-394-4589
3. Hope Credit Union
1114 N Missouri St West Memphis AR 72301
+1 870-735-8398
4. Stewart Title Company
306 N Missouri St West Memphis AR 72301
(870) 735-3100
5. Dodges Money Center
1414 E Broadway Ave West Memphis AR 72301
+1 870-735-0375
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months