Best Title Loan Lenders Paragould, AR
1. Ajax Title Services Inc
1007 W Court St Paragould AR 72450
+1 870-236-2929
2. Community Title
3204 Linwood Dr Paragould AR 72450
+1 870-240-0400
3. Cash 4 U Pawn 3
4698 AR-135 N Paragould AR 72450
+1 870-586-0480
4. Paragould Title Company
414 W Court St A Paragould AR 72450
+1 870-239-9581
5. Focus Bank
3005 W Kingshighway Paragould AR 72450
+1 870-236-7000
6. First National Bank
2701 W Kingshighway Paragould AR 72450
+1 870-215-4000
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months