Best Title Loan Lenders Arkadelphia, AR
1. Patterson Federal Credit Union
124 WP Malone Drive Arkadelphia AR 71923
(870) 246-8005
2. Farm Credit of Western Arkansas – Arkadelphia
2858 Walnut St Arkadelphia AR 71923
(870) 246-8061
3. Jackson Title Company
309 Main St Arkadelphia AR 71923
+1 870-464-9160
4. Bank OZK
2960 Pine St Arkadelphia AR 71923
+1 870-230-9378
5. Southern Financial Management
607 Main St Arkadelphia AR 71923
+1 870-246-1020
6. Citizens Bank
2710 Pine St Arkadelphia AR 71923
+1 870-464-1560
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months