Best Title Loan Lenders Surprise, AZ
1. On the Go Mobile Notary
13707 N 148th Dr Surprise AZ 85379
+1 909-730-9320
2. Check Into Cash
13980 W Bell Rd Suite 17 Surprise AZ 85374
+1 623-556-5520
3. OneMain Financial
16572 W Greenway Rd 109 Surprise AZ 85388
+1 623-383-2333
4. Lendmark Financial Services LLC
17173 N Litchfield Rd UNIT 39 Surprise AZ 85374
(480) 428-8484
5. Fast-Approval Car Title Loans
17061 N Ave of the Arts Surprise AZ 85378
+1 623-552-6368
6. Nordic Notary
14553 W Watson Ln Surprise AZ 85379
+1 425-503-8450
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months