Best Title Loan Lenders Cottonwood, AZ
1. AZauto Lenders- Cottonwood
960 S Main St Cottonwood AZ 86326
+1 928-634-0818
2. Fast Auto Loans Title Loans
841 S Main St Cottonwood AZ 86326
+1 928-646-8602
3. ACE Cash Express
989 S Main St Ste B Cottonwood AZ 86326
+1 928-639-1000
4. Credit Union West
1672 E Cottonwood St C Cottonwood AZ 86326
+1 928-778-7156
5. Check Into Cash
1100 AZ-260 Suite C4 Cottonwood AZ 86326
+1 928-649-8796
6. Fast Payday Loans Inc
841 S Main St Cottonwood AZ 86326
+1 934-643-4105
7. Lawyers Title
1756 E Villa Dr A Cottonwood AZ 86326
+1 928-634-3500
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months