Best Title Loan Lenders Wetumpka, AL
1. TitleMax Title Loans
5566 N US Hwy 231 Wetumpka AL 36092
+1 334-514-9599
2. Advance America
5374 US Hwy 231 Wetumpka AL 36092
(334) 514-1881
3. Title Cash
613 S Main St Wetumpka AL 36092
+1 334-567-0731
4. 1st Franklin Financial
4662 US Hwy 231 Wetumpka AL 36092
+1 334-514-6111
5. World Finance
65 Rumbling Waters Dr Wetumpka AL 36092
+1 334-514-0525
6. Always Money
4642 US-231 Wetumpka AL 36092
+1 334-567-3218
7. OneMain Financial
2410 US-231 Wetumpka AL 36093
+1 334-514-0187
8. Elmore County Finance
102 Company St Wetumpka AL 36092
+1 334-567-3020
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months