Best Title Loan Lenders Valley, AL
1. Advance America
3721 20th Ave Unit 9 Valley AL 36854
+1 334-768-0622
2. Approved Cash
2918 20th Ave Valley AL 36854
+1 334-768-2274
3. SouthState Bank
3500 20th Ave Valley AL 36854
(334) 768-4310
4. Check `n Go
3214 20th Ave B Valley AL 36872
+1 334-219-3722
5. World Finance
3418 20th Ave Ste J Valley AL 36854
+1 334-592-5022
6. Always Money
3001 20th Ave Valley AL 36854
+1 334-835-1215
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months