Best Title Loan Lenders Ozark, AL
1. Lending Bear
1120 Andrews Ave Ozark AL 36360
+1 334-445-1216
2. Covington Credit
1177 Andrews Ave Ozark AL 36360
+1 334-774-1449
3. TitleMax Title Loans
2205 S US Hwy 231 Ozark AL 36360
+1 334-293-9061
4. Liberty Tax and Loans
1234 Andrews Ave Suite C Ste c Ozark AL 36360
+1 334-445-6011
5. World Finance
1234 Andrews Ave D Ozark AL 36360
(334) 219-4019
6. Check Into Cash
1696 Hwy 231 South Ste C Ozark AL 36360
+1 334-539-8623
7. Cash Advance Title Pawn
Ozark AL 36360
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months