Best Title Loan Lenders Oneonta, AL
1. TitleMax Title Loans
606 2nd Ave E Oneonta AL 35121
+1 205-520-0146
2. Citizens Finance Inc
1208 2nd Ave E Oneonta AL 35121
(205) 625-3223
3. Advance America
410 2nd Ave E Ste D Oneonta AL 35121
+1 205-625-6772
4. Title Cash
995 2nd Ave E Oneonta AL 35121
+1 205-625-3117
5. Easy Money
922 2nd Ave E Oneonta AL 35121
+1 205-660-2400
6. Reli Title
106 6th St S Ste D Oneonta AL 35121
+1 205-274-4346
7. RealtySouth
100 2nd Ave W Oneonta AL 35121
+1 205-274-4444
8. World Finance
1409 2nd Ave E Ste B Oneonta AL 35121
+1 205-409-3899
9. Security Finance
1106 2nd Ave E Suite G Oneonta AL 35121
+1 205-289-5048
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months