Best Title Loan Lenders Madison, AL
1. TitleMax Title Loans
8591 Madison Blvd Madison AL 35758
+1 256-772-1705
2. Check `n Go
97 Hughes Rd Ste F Madison AL 35758
(256) 772-5394
3. Advance America
7985 Hwy 72 W Ste 6 Madison AL 35758
+1 256-430-1510
4. Loan Master
3705 Sullivan St Madison AL 35758
(256) 464-5350
5. OneMain Financial
8075 Madison Blvd 109 Madison AL 35758
+1 256-772-7773
6. Central Bad Credit Loans
212 Main St Madison AL 35758
+1 256-769-1142
7. Approved Cash
3721 Sullivan St Suite B Suite B Madison AL 35758
+1 256-461-8322
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months