Best Title Loan Lenders Lanett, AL
1. TitleMax Title Loans
2106 S 2106 Broad Ave Lanett AL 36863
+1 334-834-9842
2. TitleBucks Title Loans
1318 S Gilmer Ave Lanett AL 36863
+1 334-613-6047
3. Advance America
403 A N Gilmer Ave Lanett AL 36863
+1 334-644-0602
4. Check Into Cash
1104 A S Gilmer Ave Lanett AL 36863
(334) 835-1683
5. Credit Central
1106 S Gilmer Ave Lanett AL 36863
+1 334-246-0096
6. Title Cash
1805 Broad Ave B Lanett AL 36863
+1 334-642-1035
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months