Best Title Loan Lenders Hartselle, AL
1. TitleMax Title Loans
155 Hwy 31 SW Hartselle AL 35640
+1 256-751-3332
2. Advance America
1199 Hwy 31 NW Ste D Hartselle AL 35640
+1 256-773-0829
3. World Finance
701 Hwy 31 SW Ste B Hartselle AL 35640
+1 256-751-2969
4. Cash Express
1100 US-31 Hartselle AL 35640
+1 256-773-1134
5. CashMaster
153 US-31 Hartselle AL 35640
+1 256-751-4003
6. Title Cash
700 Hwy 31 SW Hartselle AL 35640
+1 256-751-2835
7. First State Loans of Hartselle Inc
240 US-31 51 Hartselle AL 35640
+1 256-751-0300
8. Tower Loan
125 Main St W Hartselle AL 35640
+1 256-754-6731
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months