Best Title Loan Lenders Gardendale, AL
1. TitleMax Title Loans
1005 Decatur Hwy Gardendale AL 35071
+1 205-608-3546
2. Advance America
592 Fieldstown Rd Ste 112 Gardendale AL 35071
+1 205-631-8366
3. US Title Loans
1224 Decatur Hwy Gardendale AL 35071
+1 205-631-0996
4. Reli Title
919 Sharit Ave 113 Gardendale AL 35071
+1 205-631-7407
5. World Finance
439 Fieldstown Rd Ste 121 Gardendale AL 35071
+1 205-608-3770
6. OneMain Financial
1082 Main St Gardendale AL 35071
+1 205-631-5214
7. Regional Finance
841 Odum Rd Suite 105 Gardendale AL 35071
+1 205-608-0676
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months