Best Title Loan Lenders Demopolis, AL
1. Advance America
547 US-80 W Demopolis AL 36732
+1 334-289-0892
2. TitleMax Title Loans
1048 US-80 West Demopolis AL 36732
+1 334-289-0045
3. Money Matters Title Loans
501 S Cedar Ave Demopolis AL 36732
+1 334-289-0722
4. World Finance
965 US Hwy 80 W Ste 400 Demopolis AL 36732
+1 334-287-3020
5. Direct Payday Loans
965 Hwy 80 West 200 Demopolis AL 36732
+1 877-244-8254
6. Efc Title Pawn Payday Advnc
501 S Cedar Ave Demopolis AL 36732
+1 334-289-0722
7. Merchants and Farmers Bank
205 E Washington St Demopolis AL 36732
+1 334-289-6096
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months