Best Title Loan Lenders Andalusia, AL
1. TitleMax Title Loans
1509 Dr M L King Jr Expy Andalusia AL 36420
(334) 277-5549
2. Check `n Go
1813 E 3 Notch St Ste A Andalusia AL 36421
+1 251-216-4640
3. Title Cash
811 Western Bypass suite c Andalusia AL 36420
+1 334-427-8214
4. Advance America
504 Western Bypass Andalusia AL 36420
+1 334-427-1418
5. Covington Credit
202 Western Bypass Andalusia AL 36420
+1 334-222-2660
6. Cash Cow
611 Western Bypass Andalusia AL 36420
+1 334-222-3355
7. World Finance
605 Westgate Plaza Andalusia AL 36420
+1 251-216-4055
8. World Finance
1819 E 3 Notch St Andalusia AL 36421
+1 334-222-2552
9. OneMain Financial
118 Covington Mall Dr Andalusia AL 36420
+1 334-223-2129
10. Rising Title LLC
AL-15 Andalusia AL 36421
+1 334-488-0876
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Fixed installment method
With the fixed installment method, the payment each month is fixed. But the amount going toward interest is getting smaller, while the amount going toward principal grows larger month by month.
Equal Principal and Equal Interest
The principal is divided into equally monthly amounts. And the interest each month is calculated on the total principal, which means it will not be reduced over time.
APR
An APR, short for Annual Percentage Rate, refers to a percentage that reflects the yearly cost of borrowing a loan over its term.
Finance Charge
A finance charge is the total amount of cost paid on a loan. It includes interest, fees, and other charges that are collected over its life.
- Total Principal Paid: $ 4,000.00
- Finance charge: 473.42
- APR: 36.00 %
- Total Principal Paid: $ 10,000.00
- Total Interest Paid: $327.97
- Loan term: 12 months