Privacy Policy

We value your privacy and want to ensure that you remain informed of our practices regarding collecting and using your personal information when using our website. This Privacy Policy is designed to assist you in making informed decisions about our services. If you have any questions or complaints about this policy, please do not hesitate to contact us at help@cashamericanearme.com. We may update this policy occasionally, so please check periodically for any changes.

The information we collect

This notice outlines the information we may collect from you via our websites and mobile applications, such as cashamericanearme.com. We may collect your name, address, email address, telephone number, date of birth, Social Security Number, financial account information, income information, and employment. Our website also includes social media features such as the Facebook Like button or Widgets like the Share this button.

These features may collect your IP address and page visits on our site and set a cookie to function properly. The provider’s privacy policy governs your interactions with these features. We also provide publicly accessible blogs to which you may contribute. If you wish to remove your personal information from our blog or community forum, please contact us at help@cashamericanearme.com. In some cases, we may not be able to remove your personal information and will inform you of why. Our mobile applications never ask for, access, or track location-based information from your device.

Our commitment to privacy

We understand how important your privacy is to you. Therefore, we have created this notice to explain our online information practices and your options regarding how your information is collected and used. This notice can easily be located on our homepage and other areas where personal data may be requested.

Our commitment to data security

To ensure the security and accuracy of your personal information, we have implemented various physical, electronic, and managerial procedures to protect it. We adhere to generally accepted industry standards when securely transmitting and storing your data. While no method of transmission or storage is completely secure, our order forms use secure socket layer technology (SSL) to encrypt sensitive information such as credit card numbers. We strive to protect your data at all times.

The way we use information

By agreeing to our Privacy Policy or using this website, you give us and any third parties your information is shared with permission to obtain additional details about you from other sources. This includes, but is not limited to, consumer reporting agencies, credit bureaus, and other outside entities as dictated by relevant laws. All the collected data may be used when determining your eligibility for a product, service, or offer.

If you choose to provide additional information, such as your Social Security Number, it may be used to verify your financial standing. If you do not share said data with us, other provided details may still be used for the same purpose. Upon being qualified, the loan-specific financial information will be retained and managed by the applicable lender through their Privacy Policy.

Suppose you choose to provide us with your personal information. In that case, it may be used for and shared with trusted third parties such as Loan Providers and other financial services providers, credit bureaus, and marketing companies that might have products or services of interest. We reserve the right to disclose your information to these third-party businesses by applicable laws and as described here.

These businesses may include but are not limited to: direct marketing services, data enhancement services, email marketers, wireless service providers, and telemarketers. Information collected by us may be added to our database for future contact via instant messaging, telemarketing, SMS text messaging, emails, or postal mailings regarding website updates, new products and services, upcoming events, and the status of orders/loans placed online. By using this website, you agree to receive contact via any of these methods, even if your number is listed on a do-not-call registry or similar list. We may also hire other companies or individuals to complete certain tasks on our behalf, such as sending direct and electronic mail, removing duplicate information from customer lists, analyzing data, and providing marketing analysis.

These agents will have access to personal information as needed to complete their duties for our websites successfully and are not permitted to use the information for their marketing purposes. If required by law, we may also disclose your personal information, such as in compliance with a subpoena or any other legal process. Using this website, you agree that you may be contacted in any manner contemplated in this section, even if your number is found on a do-not-call registry or similar registry.

We may also employ other companies and individuals to perform certain functions on our behalf. Examples include sending direct and electronic mail, removing duplicate information from customer lists, analyzing data, and providing marketing analysis. These agents have access to our users’ personal information as needed to perform their functions for our sites but may not be used for their marketing purposes. In addition, we may disclose your personal information as required by law, such as to comply with a subpoena or similar legal process.

You understand that by providing your information on our website, you have given us prior express written consent to receive mobile marketing such as text-message-based advertising (called “SMS Messages”). You also acknowledge that depending on your wireless carrier and plan, you may incur charges for these SMS Messages and agree to take full responsibility for them.

Additionally, you confirm that you are at least 18 years of age and the rightful owner or authorized user of the device from which these messages will be received. If you wish to opt out of receiving SMS Messages from us later on, you can do so by texting “STOP” or “OPT-OUT,” as stated in the communication. Even though you may have your phone number listed on state and federal do-not-call registries, we still reserve the right to contact you via SMS Messages.

Furthermore, by registering and using our website, we consider this an inquiry or application according to the Amended Telemarketing Sales Rule. This rule applies even if your phone number is listed on the Federal Trade Commission’s Do-Not-Call List. We may also use personal, demographic, and profile data for various purposes, such as improving our website, statistical analysis, marketing and promotional activities, and editorial or feedback.

Your information collected by us may be added to our databases and used for future email, telemarketing, or postal mailings about website updates, new products and services, upcoming events, or orders placed online. For more information, please see the section labeled “Your Opt-Out Rights” below.

Surveys or contests

We may allow you to participate in surveys or contests on our site. If you choose to do so, we will ask for some personally identifiable information from you. It is completely voluntary and up to you whether or not to share this data with us. It usually includes contact info (name, telephone number, email address, and mailing address) and demographic details (zip code, for example). We use this information to improve our sites, keep track of site usage or customize the sites.

Credit disclosure

You understand and agree that lenders who review the data you provide may acquire credit assessments, consumer credit reports, and other personal information from Experian, Equifax, Trans Union, or through alternative sources. A lender may use this type of information, as authorized by law, for (i) verifying your identity based on what you have supplied; (ii) assessing your eligibility for credit, and figuring out products or services which may be available to you; (iii) calculating your debt to income ratio; and (iv) acquiring a credit score.

Electronic disclosure

By submitting your information through this website, you are providing consent for us and any third-party lender to provide notifications, disclosures, and documents electronically. You may withdraw this consent before submitting your information by exiting the site or closing your browser. After submitting your information, it may be possible to opt out of future electronic communications from a third-party lender by contacting them directly.

However, due to the necessity of delivering certain disclosures promptly, your opt-out notice may not be received and acted upon before electronic communications are delivered. We do not process opt-out requests for third-party lenders, and each lender has rules about opting out of electronic communication.

Notifications, disclosures, and documents provided by us or any third-party lender will be given to you electronically (via email, secure customer service website, SMS text messaging to your mobile device, or posting on our/the third-party lender’s website). All notifications, disclosures, and documents in either electronic or paper form are considered “in writing,” and you should print a copy for your records.

Paper copies can be obtained from us without charge by printing them yourself from our or the appropriate third-party lender’s website when available. To access, view and retain notifications, disclosures, and documents in electronic form, you must have Internet access, sufficient storage capacity, and an email account with an Internet service provider.

By submitting your information, you are confirming (i) that the details provided are accurate and complete; (ii) that you consent to receive notifications, disclosures, and documents from us and any third-party lender in electronic format; (iii) that you can access the notifications, disclosures, and documents electronically; (iv) that the email address you have provided is up to date; (v) that you have read and reviewed this Electronic Disclosure section; and (vi) that you agree to the terms contained in this Electronic Disclosure section. Furthermore, you agree for the federal Electronic Signatures in Global and National Commerce Act to apply to these matters.

In our sole discretion, we and any third-party lender reserve the right to discontinue the electronic provision of notifications and documents. Notice will be provided by applicable law should such actions be taken. To simplify transactions, reduce costs associated with document storage, and benefit from quicker access to records, you agree that all records may be stored electronically.

No obligation exists for either we or a third-party lender to retain any original or electronic documents beyond the period designated by regulatory requirements. All such notifications, disclosures, and documentation will be routinely destroyed before this point. Records may be stored electronically via imaging, scanning, filming, or other approved technology to accomplish this.

All such records shall be considered secure and shall legally prove the parties’ agreements, rights, and obligations. We will keep your information as long as necessary to provide our services. To request that we no longer use your data for services, please email help@cashamericanearme.com. Retaining and using your data is essential to comply with legal obligations, settle disputes, and enforce agreements.

Third-party sites

Please be aware that in some instances, after you have submitted your information, you may be redirected to a third-party lender’s or seller’s website. By providing your personal information to the concerned third-party lender or seller for purchasing their products and services, you are subjecting yourself to the privacy policy and the terms and conditions of such third-party lender or seller. We neither endorse nor are we accountable for the accuracy of the privacy policies and terms and conditions of the third party lenders or sellers who may advertise on our website.

The entities that advertise or place banner ads on our website, including but not limited to these third-party lenders and sellers, are independent third parties and not associated with us. Additionally, our website has links to other third-party websites, and you should be aware that their privacy policy will apply while using their website.

Your opt-out rights

You may not receive any communications from our third-party associates and us by not providing your information. When you register or submit personally identifiable information on our website, you are opting to request that we share your personal data with third parties to be sent offers based on your requests at our website.

Suppose you are contacted by any of these companies or third parties. In that case, you should notify them directly about your choices regarding the use and sharing of your data, as well as opting out from receiving additional offers sent by other third parties with whom we have shared your information (refer to “The Way We Use Information” above).

We use personal information to provide promotional offers through direct marketing, such as via email, telephone, or SMS Messages Service. There may be separate email lists for different purposes. To unsubscribe from any particular list, follow the instructions included in each email message. If you wish to opt out from receiving further communications regarding our website, please send us a written request via email at help@cashamericanearme.com.

Could you not sell my personal information?

Suppose you do not wish for your personally identifiable information to be sold to third-party companies, such as Loan Providers and other financial service providers. In that case, you may opt out of this agreement. During registration or when you provide us with your details on the website, you have agreed to allow us to share your information with these third parties to obtain offers.

If any of these companies contact you, you must inform them directly about your preferences regarding their use and sharing of your data. However, opt out of having your personal information sold to third parties, including Loan Providers and other financial service providers. You will not be able to benefit from the services you originally sought by visiting this website.

If you wish to opt-out from having your personally identifiable information sold to Loan Providers, other financial service providers, or any third parties, please send your request in writing via email to help@cashamericanearme.com or via postal mail to 1442 Sherwood Forest St, Houston, TX 77043. Additionally, if you use another website that offers other products or services from us, please re-address any information-sharing preferences that were previously established through this website.

Text message policy

You have given CashAmericaNearMe, LLC permission to send you text messages regarding the requested services by providing your cell phone number. You may opt-out anytime by sending a text containing the word STOP. After doing this, you will receive an opt-out confirmation message.

For help or support, please text HELP. Message frequency and content may vary. Message and data rates may apply. If your phone does not support MMS, you will receive an SMS instead. All U.S. carriers support this program, and CashAmericaNearMe, LLC’s service providers are not liable for delayed or undeliverable messages.

Access to personally identifiable information

To review, update or remove your personally identifiable information, you may submit your request by contacting us at help@cashamericanearme.com or sending it via postal mail to 1442 Sherwood Forest St, Houston, TX 77043. We will need to verify your identity to process the request, which may require you to provide one of the following identification verification methods:- Certification of Identity: A completed Certification of Identity.

You can find a template certification here. – Official Photo Identification: An official photo identification, such as a valid driver’s license, unexpired passport, or an unexpired federal government-issued employee identification card. You will be given a reasonable period to provide adequate identity verification, in which failure may result in the denial of your request. We will keep your information for as long as needed to give you our services.

Our commitment to children’s privacy

The protection of children’s privacy is of the utmost importance to us. We never collect or store personal information from those under 18 years old on our website. If such data is collected by mistake, it will not be used for marketing or promotional purposes, either inside or outside the site. If we are informed that this data has been gathered, it will be deleted from our database immediately. The information and services we provide or those of our partners, sponsors, and advertisers are not intended for minors under 18 years old.

Use of tracking technologies

Cookies are small data stored on a user’s computer when they visit a website. They contain a unique anonymous identifier sent from the website’s server to the user’s browser. It allows the website to recognize visitors and enhance and personalize their online experience. Users can allow all cookies, be notified when a cookie is issued, or disable cookies completely.

To change cookie settings, users should consult the ‘Help’ menu on their browser. Cookies can also track online traffic flows and may be linked to personally identifiable information such as email addresses. However, to protect user privacy, browsers will only allow websites to access the cookies they have sent, not those from other sites.

We collect certain information automatically when you visit our websites and mobile sites and store it in log files. It includes your internet protocol (IP) address, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data.

We use this data to analyze trends and administer the site, as well as to track user movements and gain demographic information about our user base. This data does not personally identify individual users. Our partners and advertisers may also set cookies, apply web beacons or use similar technologies on your computer when you visit the cashamericanearme.com Web Services. We do not have access to nor control of these third-party tracking technologies. This information may be used for various purposes.

CashAmericaNearMe.com Web Services use cookies, web beacons, and other technologies to provide security, personalize features, authenticate users, enable users to participate in online activities such as polls, measure the effectiveness of the services, remember user preferences and registration data, and present advertisements on cashamericanearme.com and other websites.

For example, these technologies help secure shopping baskets or transactions, authenticate Screen Names before accessing Personal Information and Web Services Accounts, personalize features of the cashamericanearme.com services, enable users to participate in online activities such as polls, measure responses to advertisements and other communications, and save user preferences and registration data.

Ad network providers may also use cookies, web beacons, or similar technologies to present advertisements and promotions. These uses are subject to the privacy policies of the ad network providers, not this policy.

Changes in this privacy statement

This privacy statement may be updated to reflect changes in our information handling. We will notify you via email, SMS Messages, or a notice posted on our websites if any material alterations are made. Therefore, please check this page periodically to ensure you have access to the most up-to-date information regarding our privacy practices.

How to contact us

If you have any other questions or queries regarding these privacy policies, please get in touch with us via email at help@cashamericanearme.com.

1442 Sherwood Forest St, Houston, TX 77043