CashAmericaNearMe LLC, the proprietor and operator of this website, is not a lender or connected to any lending service provider. CashAmericaNearMe LLC does not evaluate loan or credit applications nor is it involved with the loan granting process. We do not promote any services and our website does not constitute an offer for any kind of loan products.
This website is designed to act as a promotional referral service, connecting users who are potential borrowers with qualified participating loans companies. These companies may offer credit advances of between $100 and $1000.
As an advertising service, we do not oversee or regulate any actions taken by lenders. All offers, loan terms, rates (including APR), fees, charges and the legal consequences of late or non-payments are under the full control and responsibility of the lender providing the money services. We cannot be held responsible for any such decisions.
When applying for a loan, submitting your application to multiple lenders may increase the chances of getting approved. However, it is important to note that submitting an application does not guarantee approval.
The loan amount, cash transfer times and repayment terms may vary from lender to lender or service provider. It is the responsibility of mortgage borrowers to research these terms and conditions carefully, as well as any applicable late payment and non-payment policies and renewal policies. They should then take all this into due consideration when making their decision.
Loans and loan services are not readily available in all states or jurisdictions, so residents of some states may not be eligible to apply for certain short-term loans.
Users of the website are not obligated to use our services or enter into any form of financial transaction such as submitting a loan request or accepting a borrowing arrangement offer from participating lenders. However, the registration information provided by users on this website may be shared with registered lenders in our network, partners and affiliates as stated in our Terms & Privacy Policy.
Credit implications
The participating lender that the loan applicant contacts may, at its discretion, run a credit check as part of their final decision. This could include contacting credit reporting bureaus to assess the applicant’s creditworthiness, credit history and/or credit capacity. By submitting personal information, the applicant grants permission for lenders to verify this data and review their credit.
Caveat Emptor
Short-term lending should only be used to address immediate financial needs and not as a long-term solution. Such loans may have associated costs that could make the borrower’s financial situation more precarious. To better manage their financial needs and understand the risks involved with short-term loans, potential customers should consult with a finance professional to explore alternative options.